Placerville.Shingle Springs,Cameron Park and El Dorado Hills real estate and homes for sale in California,Horse property,El Dorado,Sacramento,San Joaquin and Amador County, Horse Ranches,River and Vineyard properties-Diane Broussard, Realtor-number1expert REALTOR® Diane Broussard REALTOR(r) for Placerville, Shingle Springs, El Dorado Hills and Cameron Park, California real estate, Northern California El Dorado and Amador County Horse and Ranch Properties and Northern California Sierra Foothills Homes on Land - NUMBER1EXPERT™ Diane Broussard NUMBER1EXPERT(tm) for Placerville, Shingle Springs, El Dorado Hills and Cameron Park, California real estate, Northern California El Dorado and Amador County Horse and Ranch Properties and Northern California Sierra Foothills Homes on Land

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Diane Broussard, REALTORŪ, real estate agent and broker for Placerville, Shingle Springs, El Dorado Hills and Cameron Park California home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Convertible ARMs

Many lenders are offering a type of Adjustable Rate Mortgage which will allow the buyers to convert their ARM to a fixed-rate mortgage without the expense of refinancing. There are several variations of this type of loan, so you should be informed about the various options before you decide on a loan.

Each lender places restrictions on when the ARM can be converted to a fixed-rate loan. Some allow a conversion after the first year of the mortgage, while others allow a change only on the rate adjustment dates. There is usually a fee for converting the mortgage, but it is much less than the cost of refinancing. The rate that you will pay after the conversion may be slightly higher than the going rate for fixed-rate mortgages. A real estate agent can provide you with a list of lenders who offer convertible ARMs, so that you can shop for the one that is best for you.

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Diane Broussard, REALTORŪ, real estate agent and broker for Placerville, Shingle Springs, El Dorado Hills and Cameron Park California home listings, property and land for sale - NUMBER1EXPERT(tm)

Diane Broussard
RE/MAX Gold

P.O. Box 588
Mount Aukum, CA 95656
Home Office: 530-620-7108
Cell: 209-337-8172
Business: Diane@ThinkDiane.com
Diane's Email: Diane@ranchandvines.com
DRE License#: 01085991

Diane Broussard and her team are committed to excellence in service and results. Diane specializes in horse property,ranches and estates in El Dorado and Sacramento Counties. Diane is a member of the RE/MAX Gold and Platinum Clubs and El Dorado County Top Achievers as well as a Top Listing and Selling Agent in the top 5% of El Dorado County Agents. In 2006 Diane entered the Remax Hall of Fame.

Diane has been a top sales achiever since 1990. She owned and operated her own Remax Gold Office in Diamond Springs and Mt. Aukum until 2009. Currently Diane works out of the Cameron Park North RE/MAX GOLD office. Her experience in real estate sales and previous years in land development provide her with the knowledge she needs to give her clients the best guidance in buying a home or buying land to build a new home. Diane is always free to call for guidence or advise on any real estate matter. Stop by and say, hello, when passing through Cameron Park.

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