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Find out why I am a Top Real Estate Expert. Call me: Off:530-620-7108. Cell:209-337-8172
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First Time Buyers >The Real Bottom Line
An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!
The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.
When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.
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Diane Broussard RE/MAX Gold P.O. Box 588 Mount Aukum, CA 95656 Home Office: 530-620-7108 Cell: 209-337-8172 Business: Diane@ThinkDiane.com Diane's Email: Diane@ranchandvines.com DRE License#: 01085991
Diane Broussard and her team are committed to excellence in service and results. Diane specializes in horse property,ranches and estates in El Dorado and Sacramento Counties. Diane is a member of the RE/MAX Gold and Platinum Clubs and El Dorado County Top Achievers as well as a Top Listing and Selling Agent in the top 5% of El Dorado County Agents. In 2006 Diane entered the Remax Hall of Fame.
Diane has been a top sales achiever since 1990. She owned and operated her own Remax Gold Office in Diamond Springs and Mt. Aukum until 2009. Currently Diane works out of the Cameron Park North RE/MAX GOLD office. Her experience in real estate sales and previous years in land development provide her with the knowledge she needs to give her clients the best guidance in buying a home or buying land to build a new home.
Diane is always free to call for guidence or advise on any real estate matter. Stop by and say, hello, when passing through Cameron Park. 


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