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click above for Bay area Equestrian Network
Diane Hall is a Horse Person--She understands your Equestrian Needs
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Diane Broussard Hall has been involved with horses all her life. She and her daughter Heather, have been showing horses since Heather was 4 years old. When Heather was small, Diane was the local 4-H horse leader and gave riding lessons to kids. Diane has participated in just about every equestrian discipline from rodeo to dressage. Currently Diane owns a quarter horse and a paint horse and rides with Bobbie Emmons Show Horses of Plymouth,Cal.
Because El Dorado and Amador County has some of the best horse properties around, her background in the equine industry greatly enhances her sales ability.
Horse people have a different language and when looking for a horse property its good to find an agent that understands. |
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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- NUMBER1EXPERT™ 
